UNUM PROVIDENT LONG TERM DISABILITY SCHEME

Unum shares continue to tumble toward - what we expect - down to as low as $6. Unum posted diappointing fourth quarter results this week which identified a massive net income loss of sum 42%. Our advice is steer well clear.

This serves as a serious warning to anyone who deals with June Scott of Unum.

June Scott (the lady with more faces than a diamond) called me and enquired as to how I was feeling. I started opening up to her - genuinely thinking she was concerned as to the state of my health.

I later found out she had documented everything I was telling her - even contacting my company in the process. This company and it's employees has to be the most untrustworthy, underhand, manipulative organisation I have ever had the displeasure to be involved with.

If you are in work and well - great they are your best friend.

If you are off work sick? Well yes, they're still your "best friend" but behind your back they're plotting to pull the chair from beneath you.

Please learn from my mistakes because the consequences are debilitating.

Problems Seem to be getting worse for disgraced payment protection insurer UNUM

Unum Group (UNM) said late Monday that fourth-quarter net income came in at $160.5 million, or 44 cents per common share, down a massive 42% from a year earlier when the disability insurer made $276.1 million, or 80 cents per common share.

UNUM has seen it's shares plunge to it's lowest value in over a year as customer confidence in the disgraced medical insurance company continues to drain away. Only four years ago the shares plunged to just $6 and we anticipate they could drop even lower.

Beware the graph below tells the story

WARNING

If you are a company or an individual with a UNUM policy we strongly urge you to choose a different health insurance provider. The UNUM policy might not be worth the paper it is written on. This blog serves as a warning to management of UNUM corporate customers worldwide - you must make sure your staff are adequately covered and must not be treated and suffer in the this way.

FAILURE TO ACT MAY RESULT IN STAFF TAKING LEGAL ACTION AGAINST YOU

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Here is a copy of the latest UNUM update at http://longtermdisabilityinsurance.blogspot.com

Just called UNUM again to try and speak to Stuart Lewis (the gentleman who employs people to invade individual's privacy, illegally access cars and fraudulently pretend to be someone else on telephone calls).

I spoke to a person named Matthew Studwell who he claims is an equivalent manager ranking as Stuart Lewis. Matthew Studwell confirmed that Stuart Lewis is still "off sick" (apparently with a broken leg).

I raised my concerns regarding invasion of privacy by UNUM and he was not prepare to discuss the matter with me personally - only with my employers. I explained to Mr Studwell that due to the gross invasion of privacy committed by UNUM, this was now a personal issue with UNUM and I. He maintained that he would not discuss the matter any further with me, I suspect he has been silenced by senior UNUM management.

I then asked Matthew Studwell for the name of the person responsible for UNUM in the UK. Mr Studwell was not prepared to reveal this information to me.

It is clear to me that UNUM wish only to sweep this matter under the carpet and pretend it never happened. I will not allow UNUM to continue to abuse people in this way and I will be finding out more about the person/people who presides over such an organisation.

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

For the full blog story visit http://longtermdisabilityinsurance.blogspot.com